Most people start budgeting with a spreadsheet and quit within three weeks. We've seen it happen countless times. Our September 2025 program takes a different approach—focusing on habits that actually stick rather than complicated tracking systems that don't.
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You've probably tried it before. Download an app, log every coffee, feel guilty about that takeaway lunch. By week two, you're behind on entries. By week three, you've given up entirely.
The problem isn't you—it's the method. When budgeting requires constant vigilance, it becomes another task on an already full plate. Our approach strips away the complexity and builds around how people actually manage their lives.
Our program starts in September 2025 and runs for twelve weeks. But here's what makes it different: we don't hand you a template and wish you luck. Instead, you'll spend the first three weeks identifying your actual spending patterns—not what you think they should be.
From there, we build a personalized framework that accounts for irregular expenses, seasonal changes, and those unexpected costs that derail most budgets. You'll work with real scenarios drawn from five years of helping Australians navigate everything from holiday spending to car repairs.
All programs include lifetime access to materials and six months of follow-up support. Start dates available from September through November 2025.
Next intake starts September 2025. Spots are limited to maintain small group sizes and ensure everyone gets proper attention. Most cohorts fill up about six weeks before the start date.